Jackson, MS Workers’ Compensation Lawyer

After a work-related injury in Jackson, Mississippi, employees have faith that their employers will cover their medical expenses. Nevertheless, this is not always the case. Many Jackson, MS employers and insurance companies are unaware of the complexities of the Mississippi workers’ compensation system. They will do everything possible to avoid paying out your claim. If this occurs, it is best to discuss your rights with the knowledgeable Mississippi workers’ compensation attorneys at Giddens Law Firm.
At Giddens Law Firm, we comprehend the workers’ compensation system, and our legal team can assist you in obtaining the necessary workers’ compensation benefits while you recover from your work-related injury. Moreover, if the accident was caused by a third party, our attorneys can manage the third party claim to ensure that you receive the maximum available compensation.

Who is Eligible for Workers’ Compensation Benefits in Jackson, MS?

According to the Mississippi Workers Compensation Commission, workers’ compensation offers insurance benefits to an employee that is paid for by their employer. No matter how slight the injury, as long as the accident occurred during the course and scope of your employment, you are entitled to these benefits. Also covered are occupational illnesses and work-related deaths.

Most employees are eligible for workers’ compensation benefits and employers with more than five employees are required to provide workers’ comp insurance. There are, however, exceptions. The following types of employees are not eligible:

  • Domestic and farm labor
  • Employees of non-profit fraternal, charitable, religious, or cultural organizations
  • Employees that are covered by federal compensation laws such as federal employees and certain transportation and maritime employments

Independent contractors are usually excluded from coverage; yet, there are special protections given to employees of subcontractors.

First aid support accident at work of construction worker at site. Builder accident falls scaffolding on floor, Safety team helps employee accident.

What Workers’ Compensation Benefits Are You Entitled to?

There are three basic benefits available for injured workers in Mississippi:

Medical Benefits

Any medical expenses that are the result of your on-the-job injury will be paid by workers’ compensation insurance. These include but are not limited to doctor visits, physical therapy, medication, medical equipment, and hospital stays. Unlike disability payments, medical benefits can last for the rest of your life. For example, after recovering from a back injury, you return to work. But, after a few weeks, your back still bothers you and you are unable to lift any heavy objects. Your doctor may prescribe physical therapy, which will be paid for by your employer’s workers’ compensation insurance. Even though it may be weeks or months after the accident, your injury can still be paid for by workers’ comp.

Disability Payments

If your injury requires you to miss time at work, you are entitled to temporary disability benefits that equal as much as two-thirds of your average weekly wage. Once you reach maximum medical improvement, as determined by your doctor, and are still unable to return to work, you may be eligible for either disability benefits.

There are three types of disability benefits you may receive:

  • Temporary Total Disability Benefits: You will receive this type of benefit if you are unable to work because of the injury. While you are out of work, you will receive approximately 66% of your salary. You can receive workers’ compensation benefits for a total of 450 weeks or until your doctor had determined you can return to work.
  • Permanent Total Disability Benefits: If you are unable to work because of the injuries, you may receive permanent total disability benefits. Like temporary total disability, you will stop receiving the benefits after 450 weeks and you will only receive two-thirds of your salary.
  • Permanent Partial Disability Benefits: Permanent partial disability benefits are used when you have reached your maximum medical improvement, but your injury will never heal. This benefit is available to those who suffered a life-changing injury, such as an amputation.

Death Benefits

If a loved one dies in a workplace accident, according to the workers’ compensation law, the surviving spouse and dependents will receive death benefits. These benefits are payable every two weeks for up to 450 weeks after the death. In addition, the employer or its workers’ compensation insurance company are obligated to pay up to $5,000 in funeral expense and provide a lump sum payment of $1,000 for the surviving spouse.

What is a Third Party Claim for Personal Injury in Jackson, Mississippi?

If a negligent individual caused your Jackson MS workplace injuries, you may be able to file a personal injury claim against that person. This is referred to as “third-party liability” — an individual or entity in Jackson MS that is separate from your employer that caused the accident.

Examples of third parties include Jackson MS contractors, subcontractors, equipment manufacturers, and drivers who caused a car accident.

The following is an example of a third party case our lawyers were involved in recently: A forklift was left on a construction site and that forklift was rented in an unsafe condition or improperly used. For men used the forklift and while it was fully extended over 35 feet in the air it tipped over and crashed. Workers’ compensation benefits paid for the medical bills and temporary or total disability of the survivors. However, issues against the contractor, subcontractors, heavy equipment rental agencies, or manufacturers had to be immediately investigated. Our personal injury lawyer was able to file a successful personal injury claim against the contractor for the accident.

It’s important to note that you are unable to sue your employer for a workplace injury. Although the employer may have violated federal or state safety regulations, they do not have to pay for their negligence.

How Can I Find the Right Workers’ Compensation Attorney?

When you are interviewing a prospective attorney or firm, ask the tough questions about whether this prospective firm has had success in the courtroom with workers’ compensation lawsuits. Get  the attorney’s details such as where was the workers’ compensation case tried and what was the verdict was for their clients.

While every case is factually different, a workers’ compensation lawyer with experience in handling the type of case you have is a good place to start. What you have to understand when hiring a workers’ compensation attorney, you have to trust that the law firm will always put your interests first and keep you informed throughout the process.

Personal injury is what we have done for more than 20 years. We are not afraid to roll our sleeves up and handle tough cases for clients against big insurance companies with unlimited resources.

If you or a loved one has sustained a workplace accident and is having trouble with your workers’ compensation claim, our workers’ compensation lawyers will help you. With years of experience in worker injuries and workers’ compensation, we can help you through the complexities of a workers’ comp claim and help you with a third-party claim if necessary.

Time is often not on your side in injury cases; it is imperative you take immediate action as soon as possible. Please call our Jackson, MS workers’ compensation attorneys today for a free consultation at 888-335-2022.

Frequently Asked Questions About Workplace Injuries

What Should I Do After an Accident at Work?

You should promptly inform your supervisor or employer about the incident. Your employer will need to immediately notify the insurance company and/or the Mississippi Workers Compensation Commission, so the earlier you inform them, the better. You must notify your employer within thirty days of the accident. After the incident, you should complete a workplace injury report to document what transpired and the injuries you sustained.
After notifying your employer and completing a workplace injury report, ensure that a physician examines your injuries. Even if you feel normal immediately after an accident, you may have internal injuries that won’t manifest for hours or days.
Finally, the injured worker should consult with an experienced workers’ compensation attorney to discuss their options and potential obstacles.

Do I Require a Worker’s Compensation Attorney for My Claim?

Typically, workers’ compensation claims are processed routinely and without dispute. If your claim is being mishandled or denied in Jackson, Mississippi, you should consult with an experienced Mississippi workers’ compensation attorney to determine your next actions.

Can I Select My Own Physician?

According to Mississippi workers’ compensation law, you have the option of accepting medical care from a physician selected by your employer or choosing your own physician. Your physician can recommend one specialist. However, it is important to observe that your employer must approve any additional referrals.

What Happens If My Workers’ Compensation Claim Is Refused?

You have the option to file an appeal with the Mississippi Workers Compensation Commission if your claim is denied. Remember that you need evidence to establish that an accident at work caused your injuries. If you have received a denial letter, it is prudent to consult with a workers’ compensation attorney to determine your options.

What If the Accident Was My Fault? Can I Still Receive Assistance?

Yes. Mississippi’s workers’ compensation is a no-fault system. This means that if you were on the job at the time of the accident, you are eligible for workers’ compensation benefits, even if you were at fault.

Does Workers’ Compensation Cover Travel Costs?

Yes. According to the laws of Jackson, Mississippi, injured employees are entitled to reimbursement for travel expenses related to their on-the-job injury. In 2022, the mileage rate is $0.585 per mile.

Our Jackson Workers’ Compensation Attorney is Ready to Assist You

If you were injured on the job and are having trouble with your workers’ compensation claim, you should contact an experienced workers’ comp attorney in Jackson, Mississippi as soon as possible. Giddens Law Firm has been assisting injured Mississippi employees with their claims for two decades. We can counsel you on the next steps to take, represent you if your claim is denied, and assist you with a third-party claim against another party.
Never has time been on your side in a personal injury claim. You have a greater chance of recovering the utmost amount of compensation for your injury if you file your lawsuit as soon as possible. Contact Giddens Law Firm today for a free consultation with a Jackson workers’ compensation counsel. We are not paid unless we win your case.
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